:root{--ink:#071a3b;--navy:#0a234c;--red:#c51f35;--paper:#f4f6fa;--line:#dbe2ec;--muted:#5f6f84;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:radial-gradient(circle at 20% 0,#fff 0,#f4f6fa 44%,#e7ecf4 100%);color:var(--ink);font-family:Tahoma,"Segoe UI",sans-serif;line-height:1.9}.legal-header{position:sticky;top:0;z-index:5;display:flex;align-items:center;justify-content:space-between;gap:24px;padding:14px clamp(18px,5vw,72px);background:rgba(255,255,255,.94);border-bottom:1px solid var(--line);backdrop-filter:blur(14px)}.legal-brand{display:flex;align-items:center;gap:12px;color:var(--ink);text-decoration:none;font-weight:800}.legal-brand img{width:45px;height:45px;object-fit:contain}.legal-brand small{display:block;color:var(--muted);font-weight:400}.legal-nav{display:flex;gap:18px;flex-wrap:wrap}.legal-nav a,.text-link{color:var(--navy);text-decoration:none}.legal-nav a:hover,.text-link:hover{text-decoration:underline}.legal-main{width:min(960px,calc(100% - 32px));margin:48px auto 72px}.legal-hero{padding:clamp(30px,6vw,68px);border-radius:32px;background:linear-gradient(135deg,#071a3b,#103d76);color:#fff;box-shadow:0 28px 70px rgba(7,26,59,.22)}.eyebrow{margin:0 0 12px;color:#f7c5cd;font-size:.78rem;letter-spacing:.16em}.legal-hero h1{margin:0;font-size:clamp(2rem,7vw,4.4rem);line-height:1.18}.legal-hero p{max-width:710px;margin:20px 0 0;color:#dce7f7}.legal-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:24px}.legal-card{padding:26px;border:1px solid var(--line);border-radius:22px;background:rgba(255,255,255,.94);box-shadow:0 12px 34px rgba(7,26,59,.07)}.legal-card.wide{grid-column:1/-1}.legal-card h2,.legal-card h3{margin:0 0 10px;line-height:1.5}.legal-card p,.legal-card li{color:#34465c}.legal-card ul,.legal-card ol{margin:10px 0;padding-right:22px}.notice{border-right:4px solid var(--red);background:#fff6f7}.contact-list{display:grid;gap:8px;margin:0}.contact-list div{display:grid;grid-template-columns:130px 1fr;gap:12px;padding:10px 0;border-bottom:1px dashed var(--line)}.contact-list dt{color:var(--muted)}.contact-list dd{margin:0;font-weight:700}.legal-footer{padding:30px 18px;text-align:center;background:var(--ink);color:#dce7f7}.legal-footer nav{display:flex;justify-content:center;gap:16px;flex-wrap:wrap;margin-bottom:12px}.legal-footer a{color:#fff}.updated{color:var(--muted);font-size:.88rem;margin-top:18px}.pill{display:inline-block;padding:5px 11px;border-radius:999px;background:#e9f0fa;color:var(--navy);font-size:.84rem;font-weight:700}@media(max-width:700px){.legal-header{align-items:flex-start;padding:12px 16px}.legal-nav{justify-content:flex-end;gap:10px;font-size:.85rem}.legal-main{margin-top:24px}.legal-hero{border-radius:22px}.legal-grid{grid-template-columns:1fr}.contact-list div{grid-template-columns:1fr;gap:0}.legal-card{padding:20px}}